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I tell everyone I know follow Dave Ramsey spiritual advice
Dave Ramsey’s responses often mirrors the confidence with which ChatGPT occasionally delivers incorrect responses. 😀
I always feel jazz gives this guy too much attention. I do have to admit I’ve only listened to Dave hand full of times and out of those times, I found myself just cringing at some of his advice. Reason for the handful of times I watched. Anyways, thanks for the data that backs up your opinions and general advice.
That’s a great chart guys. Data speaks more clearly than personality
Dave was great for me getting out of debt…but his investment advice is very cookie cutting, and bad …that’s why I’m signed up with u guys …
Dave needs to apologize to the host Gorge.
Can you guys do a video on if it’s better to fully load a Roth all at once ..dollar cost average…and if fully load what month is the best to do it
Dave Ramsey getting dragged recently on YT is fantastic. 😂😂
No amount of money makes life worthwhile when you’re around Dave.
Dave got so much free publicity with this its insane
Dave is the man.
Thats how marketing companies (ramsey solutions) work.
He’s the Mike Francesa of the investment world…
Great comparison😂
Dave never let’s facts get in the way with his opinion. He is also a ego maniac
Dave is only good for people who have destroyed their financial security. After regaining financial stability, Ramsey is no longer a good option to follow. There are so many people in deep debt that Dave’s legacy should forever have a place in the financial world. Still does not excuse ignorant disrespectful behavior though.
Remember he is worth millions.
Always love your show-me graphics and data approach. You two make a great duo.
Thanks, Scott!
He’s assuming a 12% return, which is ridiculous for most people to get outside of luck
The bigger issue is that he’s ignoring *sequence of return risk*. Even if you look at funds that have returned over 12% on average over a thirty-year period, they have high up years and high down years, and if you have too many down years early on in retirement, it will wipe you out.
Dave is very comfortable taking large risks with YOUR money.
It doesn’t affect him, so it doesn’t matter. He won’t be the one going bankrupt, this time
Dave should recognize that times have changed and the data that TMG presented is real and is sound logic. 8% is not the best withdrawal rate, it has been a rollercoaster over 4 weeks been think how to diversify $100,000 market capital.
I’m shooting for between 3-3.5% and planning on continued growth of my portfolio. 8%? Ha, only a fool or someone who doesn’t mind exhausting their nest egg would do that.
Dave’s advice on retirement investing and withdrawal rate will crack and scramble a portfolio!