I appreciate your comment but do you know many students with heavy student loan debt who are big stock investors? There’s a ton of liquidity available because the Treasury can print money. Institutions, which drive stock moves, can get their hands on plenty. I think rates would have to continue to go higher (and probably quite a bit higher) to stem the flood of liquidity. We’re all hooked on the easy money musical chairs game. Even if they soak up some of the excess they’ve poured around, rates are not restrictive by historical standards and probably won’t get there. Nobody wants the blame for ending the game. If there is ever a crisis, they’ll pull out the same old bag of tricks. I was a big bear for a long time. I hate all this debt and easy money. I think its immoral and potentially disasterous. But that’s how the game is played. God help us. Some generation will be without a chair when the music stops.

Yep. Don’t know why they keep touting that money ALREADY on the side is gonna cause future weakness. It’s fuel for future FOMO. And I’m gonna capitalize on it.