Comments on: The Brutal Truth About Dividends In Retirement Accounts

By: Tim

Tim — Tue, 17 Oct 2023 06:26:08 +0000

When you have built a next egg it’s return of capital vs return on capital. The same people that built their portfolio most likely know how to hold on to their money in retirement. Many of the older folks did it without all the charts and graphs.

By: Doctor Horton

Doctor Horton — Mon, 16 Oct 2023 21:48:56 +0000

Good stuff Eric! Probably worth mentioning especially on the first nerdwallet list it was full of REIT which get taxed as ordinary income.

Dividend growth rate and years of growing dividends are probably the most important metrics.

By: Dan Trainor

Dan Trainor — Mon, 16 Oct 2023 20:32:41 +0000

For the older retirees, they have already won the game and our not looking for maximizing total return. Rather they are building a secondary income stream with established companies and less volatility. They are not trading, they are holding. As you rightly inferred. They will pass the equities on to heirs with a reset cost basis. Win-Win

By: Greg K

Greg K — Mon, 16 Oct 2023 19:59:18 +0000

Wow, I’m a dividend investor and was shocked by this. Thanks for sharing Eric!

By: STEPHEN HARRIS

STEPHEN HARRIS — Mon, 16 Oct 2023 19:21:05 +0000

Do an SCHD comparison, granted it hasn’t kept up the last year but the market is up on the back of 7 specific stocks. My plan in after tax account is SCHD and grow it as much as I can, the dividend tax bracket is also after deductions so can make much more than 80k+ for married filing jointly.

By: Bruce Smith

Bruce Smith — Mon, 16 Oct 2023 18:04:47 +0000

Thanks Eric

By: MrBishop077

MrBishop077 — Mon, 16 Oct 2023 17:43:44 +0000

@4:07 unfortunately MMM is at a 10-11 year low, I like it, I own a lot of it .. but the pull back on price in the past 3 years really skews your graph.