https://hotsidehustles.com/retiring-before-65-decoding-healthcare-options-for-you/ Drop your 9 to-5 for good Wed, 19 Jul 2023 14:57:22 +0000 hourly 1 https://wordpress.org/?v=6.6.1 https://hotsidehustles.com/retiring-before-65-decoding-healthcare-options-for-you/#comment-6143 Wed, 19 Jul 2023 13:45:19 +0000 https://hotsidehustles.com/?p=1577#comment-6143 Early retired, been on both. While you may pay less on ACA, the two are vastly different. ACA is frankly a crap show when it comes to what it covers and approvals. It takes months to get things approved. It is effectively rationed Healthcare. Its only redemption is they can’t exclude preexisting conditions. The amount you save on premiums that you would have spent on COBRA you will probably burn in out of pocket expenses because to get the really affordable plans you need to get a high deductible plan. Don’t go into it blind. Hire a insurance broker that can navigate it. But also understand it is going to be a hair pulling period until you get to Medicare. Looking poor on paper is also a necessity to get the premium credits. Make sure your income is structured accordingly.

]]> https://hotsidehustles.com/retiring-before-65-decoding-healthcare-options-for-you/#comment-6142 Wed, 19 Jul 2023 13:31:36 +0000 https://hotsidehustles.com/?p=1577#comment-6142 Thanks Eric good advice.

]]> https://hotsidehustles.com/retiring-before-65-decoding-healthcare-options-for-you/#comment-6141 Wed, 19 Jul 2023 05:25:29 +0000 https://hotsidehustles.com/?p=1577#comment-6141 Was laid-off for 6 months, and Cobra was prohibitively expensive as well as the care act. I went on my own and found a better deal. Gotta do the research, though.

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