@Sammy Phones Thank you. Just what I needed. Me and hubby are directors of our farm business and own property, plus small pensions. I also earn passive income online. I am nearly 52, hubby is 55. We have started to think about when we could retire from the farm, and could we afford to live on rental income. We want to get private health cover, especially as our plans could include living in Spain for at least part of the year. Will get the spreadsheet, and start to think more in detail.

My advisor ‘Martha Cornell Kerns” In terms of portfolio diversity, she’s a genius. she has years of financial market experience… The uncertainties accompanying this present market is more reasons I have both employing profit-oriented strategy and laying off risk as a hedge against the inevitable downtrends, coupled with the exclusive analysis, it’s quite impossible not to outperform. Netted over $550k in return on investment, since using a coach for about 2years..

Become a millionaire life by being the best husband you can be and having kids and giving your all to that. Without that, $ does n’t matter. If you have that, you will have the joy and security to build in EVERY WAY in life. Despite what all the young people will tell you, kids don’t have to be crazy costly. Babies and toddlers don’t need much once you have good health insurance and an emergency fund.
Just advice from an old lady who married really young and wanted it all before learning there are only a few things that really matter and make a good life. Money is not top of list once basics are covered .
Much strength and Grace to you and your wife!,

Congratulations. You’re really doing well for yourself, I aspire to own my home,
that’s really a big flex.. Sometimes realistic factors discourage people from reaching their goals in life. For instance, I’ve tried investing in the stock market several times but always got discouraged by fluctuations of stock value

I’m 48yrs old living in Montreal. I believe my retirement is quite close and I’ll if things go according to plan, bought my second house last month. I find it extremely useful for planning my retirement. I only got into this stuff seriously when I hit 40 (48 now) but as I’ve never previously wasted too much money with a bit of focus and tweaking things each year I should be able to retire if I want to at a decent age

Condo fees, RV expenses, new tent every year? There is always a living expense. 😊